Home Loans

Explore a variety of home loan options tailored to fit your unique needs. Whether you're a first-time homebuyer or looking to refinance, we provide personalized advice to help you make the best financial decision. Learn about different loan types such as Conventional, FHA, VA, and USDA loans, and understand how they can benefit you. We will guide you through the loan process, from application to approval, ensuring a smooth and efficient experience.Our goal is to make homeownership easier and more affordable for you.

Contact us today to find out which loan is right for you!

FHA Loan

An FHA loan offers a low down payment and flexible credit requirements, making it ideal for first-time homebuyers or those with less-than-perfect credit.

USDA Loan

A USDA loan offers 100% financing with no down payment for eligible rural and suburban homebuyers, making homeownership more accessible in qualifying areas.

Conventional Loan

A conventional loan offers lower interest rates, no upfront mortgage insurance, and flexible terms, making it a great choice for buyers with good credit and a stable financial history.

Hard Money Loan

A Hard Money Loan is a short-term, asset-backed loan used for real estate investments. It’s based on the property’s value, offering quick financing with higher interest rates.

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VA Loan

A VA loan offers 100% financing with no down payment and no private mortgage insurance, making it an excellent option for eligible veterans, active-duty service members, and their families.

Construction to Permanent Loan

A Construction to Permanent Loan finances both the construction and long-term mortgage with one loan and one closing.

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Realtor / Broker / MBA

Mark K. Hicks

Home Loans

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